March 2009
Monthly Archive
Monthly Archive
Posted by admin on 31 Mar 2009 | Tagged as: Education + Schooling
Choosing an online education program should be exciting and fun. While there a many good, recognized diploma or degree programs available through online education, choosing the one which is right for you can seem like a daunting task.
There are many factors which you should take into consideration, when choosing your online college. For example, you’ll need to consider which technologies are used in the program. Does the institution use print, audio, or video delivery media? How will you interact between the instructor and the rest of the class? Will it be via asynchronous means, such as email, listservs, or newsgroups, via synchronous delivery methods, like streaming online audio and video, or shared whiteboards? The technological delivery of the course content will be key to your decision, as it will determine the amount and frequency of your interaction with the instructor and other students.
You should also be diligent about researching the college’s accreditation and its reputation. In order to be certain that you are getting the best education possible, you must be certain that the institution has some sort of official recognition. Accreditation is the process through which a college’s educational programs are evaluated to ensure that certain standards are upheld. This process is usually done by a form of peer review, and the standards tend to vary from awarding body to awarding body. Being aware of the university’s accreditation is usually a good indicator of what sort of value that you are getting for your tuition.
Likewise, it is very important to check out your instructor’s credentials and experience in the field, as well. Your experience of the course will depend upon his or her knowledge and delivery style, so make sure that you know with whom you will be working.
Finally, you may want to consider speaking with one of the college’s former students, as this will give you an insider’s look into the program and the university. Alumnae are often honest about their experiences- whether good or bad- and they can give you a better idea of what to expect from the course.
Pursuing a degree online can be a rewarding and memorable experience, especially if you do your homework before logging-in to the course.
Matt Norman is the founder of Easy Distance Learning a website providing information on learning online
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Posted by admin on 30 Mar 2009 | Tagged as: Corporate Evangelism, Tips, World Of Loans

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Posted by admin on 30 Mar 2009 | Tagged as: Education + Schooling
Many current and future college students need help to pay for college. Especially with tuition rates going up every year, students are looking for ways to pay for their college eduction.
Student loans may be a necessity, but there are other sources of funding that will help pay for school. There are many opportunities to be awarded funds that do not have to be repaid, as student loans do.
Many students will qualify for government grants for college. Grants are awards based upon financial need that are given to students by the government.
How do students get money in the form of grants? Students apply for government grants for college by filling out the The Free Applicaton for Federal Student Aid (FAFSA). This is the first step in the financial aid process. By completing this application form, students will be matched with aid programs that they qualify for.
The FAFSA is the one application form that is used by all public colleges in the US to determine eligigibililty for both loans and grants. Grants are always free money — that is it doesn’t have to be paid back. Grants may come in the form of federal grants or state grants. Students will learn which grants they have been awarded when they get the results from the FAFSA back in the mail.
Students can also get free money for college by applying for college scholarships. There are many college scholarships available all across the United States. There are resources available to help students find scholarships such as online databases and published directories. Many of these books can even be found in the local library.
There are other ways that students can get money to pay for college education expenses. Students should check with their college’s financial aid, student employment and scholarship offices to find more opportunities to get money for school.
Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Find out about more
Ways to Earn Money for College
(Permission is granted to reprint this article provided that the author resource box AND a live link to the URL are included.)
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Posted by admin on 30 Mar 2009 | Tagged as: Education + Schooling
At last, summer is here! After a school year full of hard work, you can
finally put away your books, break out your bikinis, and soak up the
sunshine. This is not only what you deserve but in fact what you need: If
you have been working to your maximum level during the school year,
you owe your body about two weeks off during the summer for a real
break. Go ahead and pursue your favorite pastime, relax, sleep, and
reflect on the past year and the year to come. Do not, however, get too
used to your life of leisure! From a college admissions standpoint, it’s
important to be productive during your summer months. Working is
looked upon favorably by the more selective colleges; working on your
tan is not.
It is important to understand that when it comes time to apply to schools
in the fall, you will be competing for admission against a wealth of other
students who made the most of their summers by strengthening their
talents and skills and/or making up in some way for their weaknesses.
Ideally, you have already found something to do for the summer, but if
not, here are some summer suggestions.
For the summer after ninth grade, summer school can be a great idea,
particularly if you want to get ahead in your curriculum. For example,
rising sophomores in the past have used their summers to skip ahead in
their math track, some by taking a class that prepares them for an
honors or advanced level course, others by taking an intensive math
course that spans at least six weeks of the summer. Other students
have chosen to use their summers to take composition or creative
writing courses to strengthen their writing skills.
For the summer after tenth grade, you might want to try participating in a
program designed to strengthen one of your main talents. For example,
if you’re interested in engineering, you could try a program that teaches
students to design their own autonomous robots, such as Carnegie
Mellon West’s seven-week RoboCamp. Students who are artistically
inclined may want to try Northwestern’s National High School Institutes
(colloquially known as “Cherubs”), during which students who excel in
music, theater, journalism, film, debate and/or forensics hone their
talents through intensive workshops in their areas of interest. Another
great opportunity for prospective film students is through University of
Southern California’s Summer Seminars, where students can study
either screenwriting, the business and technology of film, or basic
animation techniques.
The summer after tenth grade also might be used to go away on a
program abroad. Two great resources for finding abroad programs are
www.goabroad.com and www.studyabroad.com, where you can punch
in specific countries and interests and find hundreds of excellent
programs that are off the beaten track. I recommend committing to a
program of at least six weeks: A true cultural immersion will usually take
more than a month, and it will take two weeks just to get over your jet
lag! Also, try to travel to a country where the residents speak the foreign
language you’re taking in school. In order to make the most of your
experience, try and stay away from programs with too many other
Americans, and try to devote yourself to one place for the entire stay.
For example, if you’re taking Spanish in school, it’s best to go to Mexico
or a Central or Latin American country rather than Spain, which is often
teeming with Americans. Also, in cities such as Barcelona, the
language of choice is Catalan as opposed to Spanish.
The summer after eleventh grade is a good time to try and find an
internship or other type of employment experience in one of your fields
of interest. If you’re interested in a sports-related career, let’s say, this is
an excellent summer to work for a sports agency or a sports channel
such as ESPN. To see the sports world from a different angle, you might
even want to try working in a law firm that has a history of representing
athletes. Not only would you gain valuable experience that would give
you a leg up on even the average college student, you might find a new
translation of your passion for sports.
Remember, nepotism is not looked upon favorably, so make sure your
work experience is aligned with your interests and not with your parents’
careers. After all, you are not just spending the summer in Dad’s office;
this should be made clear to the colleges. Likewise, if you’re holding
down a job or internship, the ideal amount of time to do this is for about
eight weeks. Given that the typical summer is twelve weeks long, you’ll
still have several weeks for relaxation and, of course, working on
college applications. IvyWise students in the past have interned in the
office of Senator Hillary Clinton, conducted original cancer research at
hospitals alongside professors, reported for major and local
newspapers, and interned at a variety of companies ranging from law
firms to Goldman Sachs.
If you’re a serious athlete with the chance of being recruited for your
sport in college, you will likely be spending the majority of your summers
on the field or in the gym, where coaches will get a chance to watch you
play. Sports camps and workshops are great for serious student
athletes; this is the path you must pursue to achieve entry into college-
level athletics.
Before you leave for summer break, I also recommend asking your
school for next year’s reading list for English and history. Beginning
your reading early is a great way to get a jump start on next year’s
homework. Also, starting your reading list during the summer will help
you gain a deeper understanding of the assigned material: When you
revisit your summer reading during the school year, you will be familiar
with the basic story and will therefore be equipped to conduct a better
analysis of the text. Also, if you choose to remain in your hometown
during the summer, colleges will love to see you continuing your school
year community service activities through the summer months.
Summer don’ts:
#1: CAMP. Unless you are a focused athlete and you are attending a
sports camp, sleepaway camp and camping trips should end before the
summer before ninth grade. The only exception to this rule is if a
student has the opportunity to take on a leadership role such as a CIT,
and even then, the summer before ninth grade should be the last year at
camp. Colleges are not looking for experts in the arts of s’more-making
and Spin the Bottle!
#2: TEEN TOURS. It may sound great to travel around the country with
a busload of other kids in your age group for a couple of weeks, and
while it’s true that you would get to sample the cuisine of many different
McDonald’s locations across the country, this will not help you get into
college. On a teen tour, students can never get to know one place well,
and it’s likely that they will be with students like themselves and will
therefore not get the opportunity to stretch. Teen tours are so organized
and scheduled that it’s nearly impossible for any one student to make an
impact in his or her community. Students should make sure that
whatever they do over the summer, they are somehow making an
impact, whether it be on an organization, a favorite cause, or a foreign or
local community.
#3: “IMMERSION” TRIPS. Any so-called cultural immersion trip that
lasts three weeks or less, particularly those of the Putney or ASA brand,
is not a wise use of summer time. These trips break up a student’s
summer and take the place of an in-depth program; they are vacations
rather than commitments and are not something to add to a college brag
sheet. Again, students should choose a program off the beaten track
that lasts for a minimum of six weeks so they have the opportunity to
grow and to make an impact.
#4: SUMMER SAT PREP. If you’re a rising junior, the summer is not the
best time to start preparing for your standardized tests. Sure, working on
vocabulary a few hours a week can never hurt, but devoting chunks of
your day to SAT tutoring or a class will only take the place of an activity
that you can put on your brag sheet. Furthermore, you are likely to
forget a lot of what you learn during the summer; you will absorb far
more during the year, when you are in “school mode.”
On a final note, when you are setting aside your personal time, make
sure you allow yourself time to have fun! As high school progresses, the
courses inevitably get harder and your workload will increasesit’s
important to use your summer break to unwind and reflect. While there
are always weekends during the school year, there’s nothing like a
sunny Wednesday on the beach, so please, make the most of your
freedom while you can! Have a great summer, and we’re looking
forward to hearing your stories.
Katherine Cohen is a college counselor at IvyWise, LLC,
http://www.ivywise.com
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Posted by admin on 28 Mar 2009 | Tagged as: Education + Schooling
The first step to finding the right online university is to decide what degree you want. Do you want an undergraduate or graduate degree? Are you interested in a certificate program for work related study? If you are returning to school for work, you may want to get feedback from your employer for this decision. List your long and short term career goals to help you decide which degree will help you reach your goals best. Once you have decided on a major, you can start to research different schools.
Find out the requirements for admission into the program. Each university has its own set of regulations. All schools will want to see your transcripts from high school or college. Some will ask for test scores as well. Make sure you can meet the minimum requirements for admission before you apply. Gathering the necessary documentation before beginning the application process will save time later.
Distance education programs have different on campus requirements. Some require that you come to campus a few times each semester, while others allow you to complete the entire program at home. Programs offered completely online are more difficult to find, depending on the degree you are seeking. Make sure you can commit to the schedule required by the university. A program that requires you to travel to campus one or more times should be within driving distance of your home.
Find out if the school you will be attending is regionally accredited. Accreditation only matters when you need financial aid or plan to transfer the credits you receive to another university. Some accept credits from schools that are regionally accredited, but others do not. Check with the college you plan on attending later to make sure the credits will transfer. If you are getting your complete degree from the same school, accreditation may not be important.
Another time accreditation may matter is if you are completing a degree that will require a state license. Degrees in nursing, social work and education require licensing. Check with your state to make sure they will accept your degree for licensing. Some states won’t accept degrees from schools not recognized by the US Department of Education. Check with your school, state or Department of education to find out if the college is recognized.
If you have credits you want to transfer from another school, make sure the online university you are considering will accept your credits. Have your official transcripts sent to the school for an admissions counselor to review. Ask about any restrictions the school has for transferring credits. Most colleges won’t accept more than fifty percent of the degree requirements in transfer credits. Some have a limit on the time you can transfer credits, usually ten years.
Ask if the university offers credit for job or life experience. If you have extensive experience in the business world, some schools will give you some college credits for this. You may be required to show documentation of your experience or be given an exam. The requirements and number of credits offered varies by school, so be sure to ask. These credits can shorten the amount of time you need to spend in school and can help get your degree faster.
Katie Robbins is the owner of degreeclick.com, a web resource where she regularly publishes informative articles about online education. Some of the topics she covers include online universities, education master degrees and health care degrees.
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Posted by admin on 28 Mar 2009 | Tagged as: Education + Schooling
Many parents and students I counsel confuse Early Admission, Early Read, Early Decision, Early Action and Early Notification. How these and the other admission strategies listed below are used, will determine the course of the student’s college years. Understanding them is an absolute must!
Early Admission: Typically, the student applies to college at the beginning of the junior year and simply goes through the process earlier. However, Early Admission is seldom used as it only applies to the most exceptional students who complete all high school requirements prior to the 12th grade, or even earlier. Although it is not binding, I strongly recommend that the student demonstrate a college level of social and emotional maturity before implementing this strategy. Schools often get into a bidding contest to recruit the truly exceptional student, some offering full scholarships for the privilege of having such an accomplished student on their campus! Nonetheless, use with extreme caution!
Early Read: A number of colleges will offer to calculate a family’s EFC, (the expected family contribution; the minimum amount determined by the federal government that a family will pay at any college for each student). This is done without obligating the student to apply to their school. Simply send them all your financial information at the beginning of the 12th grade! Sounds like a good deal, right? Wrong! Wherever possible, keep the schools and the federal government out of your wallet! If the student eventually decides to apply to that school, the aid offer has already been predetermined. Surely, you wouldn’t feel comfortable having the IRS calculate your taxes, so why would you have a college determine your EFC? Avoid this at all costs! Failure to heed this advice will result in paying thousands more than you had to for a college education!
Early Decision: This is a program with earlier deadlines and notification dates than the regular decision process. Students who apply for an Early Decision program commit to attending that school and only that school. This is a binding contract restricting the student to that one school. Once accepted, the student must notify all other schools applied to and request that their application be withdrawn. There is however, an upside. If money is not an issue, and the family will not be applying for financial aid, Early Decision is highly recommended, because it will give the student a decisive advantage in the admissions process! On the other hand, if financial aid is an issue, the danger is that the student must attend that college regardless of the financial aid offered! While Early Decision adds some leverage to being accepted, the financial consequences can be devastating because the student must accept the school’s financial aid package no matter how inadequate it might be! I only recommend Early Decision under very specific circumstances. Also, if you change your mind, rescinding an Early Decision acceptance doesn’t sit well with the schools. This option should only be used with extreme caution.
Early Decision II: Offered by some schools, it is virtually identical to Early Decision except the application deadlines are later, usually January 1st. As with Early Decision, only one school can be applied to. I’m not an advocate of this one either. Follow the Early Decision criteria above and proceed accordingly.
Early Action: Except for Early Decision candidates, I encourage all students to apply for Early Action. Students apply from September 15th to January 1st, and notices usually go out between December 15th and January 31st, (dates may vary). Applying for Early Action has one definite advantage. Since the competition is so fierce, the sooner a student applies the better. For the barely qualified student, this is the only way to go. It would be highly unlikely such a student would qualify in the general applicant pool, as they would be competing against far too many honor students and would pale by comparison. Also, students apply to college at the beginning of the senior year, and any grades beyond mid-term may not count at all! Always implement this strategy!
Early Notification: This is similar to Early Action, except that some schools might also ask for a commitment to their financial aid package well in advance of the traditional May 1st deadline. Unless they make an offer you can’t refuse, ask them to extend their deadline until the family has had sufficient time to consider all offers from the schools the student has been accepted to. I would strongly advise against negotiations because the student will be at a serious disadvantage with no other offers to compare and accepting could be a very costly mistake! Avoid this like the plague!
Open Admissions: Some four year, most two year and virtually all community colleges will offer all applicants admission on a come-as-you-are basis. If they have room, as long as you have a high school diploma - you’re in! Implement when available.
Rolling Admissions: (I’ve saved the best for last.) This is a most advantageous school policy for applicants, as colleges offering Rolling Admissions will notify students of their status within a few weeks of receiving all necessary application documents. They usually accept students until such time as their quotas have been satisfied. Check the admissions policies of the schools you’re applying to and by all means implement this strategy whenever and wherever available.
This is one of a series of articles by college admissions and financial aid expert, Reecy Aresty, based on his book, “Getting Into College And Paying For It!” For further information or to contact him, please visit www.thecollegebook.com.
For almost three decades, financial advisor & lecturer Reecy Aresty, has helped thousands of families to protect their assets, increase their wealth, and reduce their taxes. During the 1980’s, he turned his attentions to the complex world of college admissions and financial aid. By the end of the decade, he was already saving his clients thousands of dollars on a college education!
He has authored, “Getting Into College And Paying For It,” also available in Spanish. Filled with trade secrets and insider information, it offers solutions for high school and college families guaranteed to give students the all-important edge in admissions, and parents countless legal ways to reduce college costs.
In 2004 alone, Reecy saved families hundreds of thousands of dollars! He has become a major factor in obtaining affordable, quality educations for America’s students. In doing so, he has restored the faith people used to have in one another by proving that there are still people who care, people who can be trusted, and people who actually do what they promise - and get results!
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Posted by admin on 23 Mar 2009 | Tagged as: Business News, Hall Of Legal Resources
It has been a growing concern for some time that night shifts have bad effects on the health of the workers. It has been found to result in troubled sleep, exhaustion, digestive disorders and an increased risk of accidents.
One of the potential ill effect around which considerable debate is currently raging, is the development of breast cancer amongst women. The United Nations body - International Agency for Research on Cancer (IARC) has ruled that night shifts probably do increase the risks of breast cancer. The ruling has caused the Danish Government to pay out compensation to women who have developed cancerous cells allegedly due to late working hours.
The introduction of the payout has brought some relief to the affected Danish women, and about 40 of them have won compensation so far. There could be concern among the employees in the UK too as statistics indicate that about 20% of UK’s workforce works in night shifts.
Keep up-to-date with health and safety regulations that can save employees from serious injury and avoid court procedures that can cost companies many thousands of pounds. Visit the Workplace Law website and find out about the iosh coursesfor information about how your company can avoid falling foul of health and safety legalities.
Dr. John Osmond, the HSE Chief Medical Officer, told the BBC that their own research into the implications of night shifts has already begun. The HSE has appointed a renowned epidemiologist to study the general problems arising due to night shifts and specifically the danger of breast cancer associated with it. The study is likely to be completed by 2011.
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Posted by admin on 20 Mar 2009 | Tagged as: Money + Finance
The Prime Minister of Great Britain has published last rescue plan to support the stability of the banks, to push economy. The scheme has a cover to protect the financial system from potential new a new credit crunch. The UK banks have to pay for the insurance, with money, no shares allowed. However all that presages the cost of living will plunge, deflation pushes saving which can reduce Great Britain’s economic situation.
UK houses are supposed to go down remarkably in the last months, and the country’s most large mortgage lender, Halifax, stating, a sixteen percent yearly decline in during last year. Prices have fallen 0.2 since their peak and more declines are possible as consents for home loans have hit a record low, as reported by data. Foreign Currency Direct can help you seek out the best exchange rates.
The number of job seekers increased up to 1 million in last year, climbing at a fast rate since 1990 The financial crisis has led to lots of job cuts in lot of different market segments, and forecasts of 3m unemployed by the end of year two-thousand-ten. Several shops went out of business lately. Stores have also been reducing prices to cover last year loans.
The government financial policy resolutions of British Prime Minister are mainly concentrated on pushing the market and do not help the currency. As a result GB sterling will likely going to get weaker and weaker. Markets may be seeing record lows against the Euro however forecasts for the British currency is indeed still negative.
A recent poll amongst analysts confirm the idea that the Monetary Committee will slice interest rates to 1.25 points from today’s 2 %, taking the interest rate to its lowest since it was founded in 1694.
This means less profits for brokers who then move their funds from Sterling to a currency with a higher return, since the value of the pound is down.
Some policymakers have said the bank will eventually have to cut bank interest rates to nearly zero and resort the last resort, by printing fresh sterling to buoy the economic crisis. This appears to go well with Gordon Brown’s plans of spending their way out of the bank problem, which is the opposite of most Western countries approach, hence a possible cause for the big drop in Sterling compared to the Euro and American Dollar.
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Posted by admin on 20 Mar 2009 | Tagged as: Printers Hub
The ink jet printer cartridge is an ssential component of a printer, since they contain the necessary ink that is spread on the paper during the printing process. A good quality printer inkcartridge ensures you always get good quality images.
The quality of printing by an inkjet printer largely depends on the smooth and continuous flow of ink. So, once the flow of ink slows down, it is essential to change the printer inkjet Various types of inkjet Print Inkjet cartridges are available in market. These include high priced printer inkjet cartridges manufactured by original equipment manufacturers such as Dell, Epson, etc., as well as non-branded compatible or re manufactured printer inkjet cartridges.
Most printers, including Canon and HP, use thermal inkjet while printers manufactured by Epson use Piezoelectric Inkjets. The purpose of both types of printer is to ensure the smooth supply of ink which is the only way you’ll get an acceptable result. In thermal inkjet printer cartridges, each ink reservoir partition contains a heating element that responds to the signals provided by the printer by warming up. However, if the ink in the Print Inkjet cartridges is not , the print will not produce a smooth result. The ink in the printer inkjet cartridges also acts as a coolant for the heating elements. If it dries up, this can result in damage to the printer head.
Although most printer manufacturers recommend their own inkjet printer cartridges, several cheaper options are available. Inkjet cartridges manufactured by these OEMs are generally quite costly, so many users prefer to use cheaper versions that are not only compatible with their printers but also provide good quality printing.
The cheaper inkjet printer cartridges are brand new products, with new components, and claim to provide the same quality as do OEM products. Another option is the professionally remanufactured inkjet printer cartridges that have been used once, emptied, cleaned and refilled to match OEM standards.
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Posted by admin on 18 Mar 2009 | Tagged as: Credit Repair
The UK Prime Minister has published a new rescue project to support the stability of the banking system, to help banks. The strategy has a cover to protect the financial system from potential new losses. The UK banks have to pay for the cover, full stop. While all that means the daily cost of living will go down, deflation helps saving which might dampen Great Britain’s economy.
House market continued to plunge drastically, and the country’s largest mortgage lender, Halifax, saying, a sixteen percent annual fall in the 3 months to December. Market prices have already fallen 0.2 from two thousand and seven and further falls are very likely as approvals for new home mortgages have hit a record low, as reported by figures.
The number of people claiming jobless benefit surged up to one million in in 2008, climbing at its fastest rate since last recession. The crisis has pushed lots of job cuts in lot of different industries, with some forecasts of more than 3 million unemployed by the end of 2010. Some stores went bankrupt in the recent weeks. Stores have also been cutting prices to cover their bills.
The fiscal policy resolutions of Gordon Browns government are mainly focused on pushing the economy crisis and do nothing to the sterling. Which means the pound is probably keep to get weaker and weaker. Markets may be seeing the sterling going up but forecasts for pound is indeed still negative. Currency exchanges don’t have to be difficult - talk to Foreign Currency Direct and see how easy they can be.
Polls amongst analysts say that most likely the Monetary Policy Committee will slice interest rates to 1.25 points from the current 2 %, putting the central bank rate to its lowest since it was founded in 1694.
This means a lower return for the city investors who then invest abroad, since the value of the pound is down.
Policymakers have announced the bank will eventually have to cut the rates to 0 and resort to quantitative easing, by producing more money to buoy the economic crisis. This appears to go well with the government plan of spending their way out of the bank problem, which is the opposite of most Western countries attitude, which is a possible cause for the massive decline in Pound compared to the and US Dollar.
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